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Demitry Omrin

FUTURE VALUE OF MONEY

There is no doubt that inflation is creating pressure on interest rates to rise. To understand what is likely to occur with interest rates going forward, I believe one important variable to look at is what the low interest rate environment has created. Low cost of capital has certainly created opportunity by allowing businesses to grow but it is also responsible for inflated asset valuation levels that have come mostly from the ability to borrow. In other words, there is an inverse relationship between interest rates and valuation levels. If so, to suggest that interest rates should climb drastically would seem unrealistic because it would cause valuation levels to become "hollow" and collapse. While anyone's view on the future should be taken with a grain of salt, I believe that as long as valuation levels remain heightened it would be prudent to believe that we will be in a relatively low interest rate environment. That does not mean that rates will not rise - but to levels that are more realistic for the longer term. #money #future #interestrates #recg #commercialrealestate #economy #boc #bankofcanada #commercialvaluations




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